PCS to Navarre FL: A Military Family’s Guide to Living Near the Beach

Caron Quicke
8 hours ago
3 min read

Receiving PCS orders to the Emerald Coast often comes with one big question:

Where should we live?

For many military families relocating to the area, Navarre has become one of the most desirable places to call home.

Navarre Beach Fishing Pier extending into the emerald green waters of the Gulf of Mexico along Florida’s Emerald Coast near Navarre FL.

Located just minutes from Hurlburt Field, Navarre offers a peaceful coastal lifestyle while still providing convenient access to base.

With beautiful beaches, family-friendly neighborhoods, and a growing housing market, Navarre continues to attract service members looking for both quality of life and long-term home value.

Why Military Families Choose Navarre FL

Navarre is often referred to as “Florida’s Most Relaxing Place,” and many military families quickly understand why.

Navarre FL residential neighborhood with single family homes popular among military families relocating near Hurlburt Field.

Some of the biggest reasons service members choose Navarre include:

• Short commute to Hurlburt Field

• Access to Navarre Beach and outdoor recreation

• Quiet residential communities

• Highly regarded schools in Santa Rosa County

• Strong resale value for long-term homeownership

For military families who want a quieter environment than some larger beach towns, Navarre provides the perfect balance.

Living Near Navarre Beach

One of the biggest advantages of living in Navarre is easy access to Navarre Beach, one of the most beautiful beaches along the Emerald Coast.

Navarre Beach Fishing Pier extending into the Gulf of Mexico along the Emerald Coast in Navarre Florida near Hurlburt Field.

Navarre Beach is known for:

• Soft white sand

• Clear emerald water

• The Navarre Beach Fishing Pier

• Less crowded beaches compared to Destin

For military families relocating to the area, having the beach just minutes away is a major lifestyle perk.

You can explore more about Navarre Beach here: https://www.visitflorida.com/places-to-go/northwest/navarre/

Popular Neighborhoods in Navarre for Military Families

Several communities are especially popular with military buyers relocating to the area.

Holley By The Sea

One of the largest residential communities in Navarre, offering amenities such as:

• Recreation center

• Swimming pools

• Tennis courts

• Larger lot sizes

Hidden Creek

A golf course community known for:

• Beautiful homes

• Quiet streets

• Access to Hidden Creek Golf Club

Navarre Park Area

Homes closer to the bay and Navarre Beach, often offering scenic water views and convenient access to outdoor activities.

Buying a Home in Navarre Using a VA Loan

Military families relocating to Navarre often take advantage of VA home loan benefits.

Some key advantages include:

• Zero down payment options

• No private mortgage insurance (PMI)

• Competitive interest rates• Flexible credit requirements

VA loans make it easier for military families to purchase homes in desirable areas like Navarre.

You can learn more about VA loan eligibility here: https://www.va.gov/housing-assistance/home-loans/

How Military Buyers Purchase Homes Remotely

Many military families purchase homes before they arrive in Florida.

The process typically includes:

Virtual home tours
Video walkthroughs
Electronic contracts and disclosures
Remote inspections and appraisals
Coordinated closing before PCS arrival

Having a Realtor who understands the PCS process helps ensure the entire transaction runs smoothly.

Working with a Realtor Who Understands Military Relocation

Relocating under military orders comes with unique timelines and logistics. Working with a Realtor familiar with military relocation helps simplify the process.

Caron Quicke helps military buyers:

• Navigate VA loan purchases

• Identify neighborhoods near base

• Schedule virtual showings

• Structure competitive offers

• Coordinate remote closings

If you are preparing for a PCS move to the Emerald Coast, working with a knowledgeable local agent can make a significant difference.

Explore available homes today!